Recognize this market?

So, imagine this scenario: there are 3 people, Andy, Billy and Charlie.

Andy has a product to sell. Billy is compelled, under penalty of death, to spend whatever money he has on this product, regardless of price. Is it a mob protection racket maybe?

Now Charlie won't buy Andy's product no matter how cheap it is. Even if Andy were giving it away, Charlie wouldn't take it.

So before going further, what price should Andy charge? Since neither Billy or Charlie decide based on price, Andy should charge as much as possible right?

By now you probably recognize this market as a free health care market. This is basically the reason why health care can't be a functional free market. One side can charge as much as possible, and the other must continue to pay and pay and pay, just to survive. The market is not balanced or free when one side isn't free to choose whether or not to participate.

As my friend, Franklin, once said, "You can't wait for heart surgery to go on sale."